SHLD — Protected Payments

Security

How your funds are protected.

Protection is not a single feature; it is four layers working together, from the first signature to the final release.

Signed agreements

Every hold starts with a clear, binding agreement both parties sign. The scope, the amount, and the conditions for release are fixed before any money moves.

Segregated custody

Funds are held by a licensed custody partner in segregated accounts, separate from SHLD operating funds and never with the other party to your deal.

Two-key release

Funds release only when both the buyer and seller confirm the work is complete. Neither side can move the money alone.

Dispute mediation

If the two sides disagree, SHLD reviews the evidence and the signed terms and resolves the hold before any release. The money stays protected throughout.

Data is encrypted in transit and at rest, access is restricted on a need-to-know basis, and money records are kept in segregated, auditable systems. For our regulatory standing and how custody is licensed, see our compliance disclosures.

Protect your next high-value deal.

Open a hold and keep the money safe until both sides agree it is done.